Realty Plus

8560 Vineyard Avenue
Suite 501 & 502
Rancho Cucamonga, CA 91730

ph: 909.944.5011
fax: 909-944-5051

askus@realtyplusmortgage.com

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mortgage loans!

 

Shopping for a mortgage can be a challenging process expecially in todays market!  Certainly there are many types of loans but for most of us the many can be reduced to Five simple types for most of us.  Even the selection process is not as hard as most think since you have us to explain the products that will fit your needs best.  Stop worring we got your covered!   

Loan Types:


  • Conventional 
    • Conforming loan limits (limit depends on county)
  • Jumbo
    • Above Conforming loan limits 
  • Goverment secured 
    • FHA / VA 
  • Fixed Rate
    • Locked in rate from start to finish
  • Adjustable Rate
    • Rate can change periodically depending

Each of the products noted above can be used to purchase a home or refinance an exisiting a mortgage loan.  Further explanations are best in person or over the phone.  Let's talk! 

What percentage do I need down?  

This depends on loan type selected.  What are the lowest down payment option available? 

0% If you qualify for VA financing.  Subject VA guidelines.  

3% in some cases and subject to lender guidelines

3.5% When using FHA financing and also subject to programs guidelines. 

5% Again providing one meets lender quidelines! 

Let's talk! 

Down Payment Assitant programs!

CalHAFA is one of the programs that make this possible however, subject to lender guidelines and funding!

This program makes it possible to purchase a home with as little as .5% down!  

Let's talk!

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Realty Plus. All rights reserved.

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8560 Vineyard Avenue
Suite 501 & 502
Rancho Cucamonga, CA 91730

ph: 909.944.5011
fax: 909-944-5051

askus@realtyplusmortgage.com